IDBI Bank has been actively engaged in providing a major thrust to financing of SMEs. With a view to improving the credit delivery mechanism and shorten the Turn Around Time (TAT), IDBI Bank has set up Centralized Loan Processing Cells (CLPCs) at major centers across the country. To strengthen the credit delivery process, the CART (Credit Appraisal & Rating Tool) Module developed by Small Industries Development Bank of India (SIDBI), which combines both rating and appraisal mechanism for loan proposals, was adopted by IDBI Bank for faster processing of loan proposals. Recently, a number of products have been rolled out for the SME sector, which considerably expanded IDBI’s offerings to its customers. Also, the German Technical Co-operation and IDBI Bank entered into an understanding for strengthening the growth and competitiveness of SMEs by providing better access to demand-oriented business development and financial services.