IDBI Bank offers term loans to individuals farmers / non-farmers, group of farmers, SHGs, NGO, Partnership / proprietary firm, co-op. Societies. Loan is granted for the purpose of setting up of units for production of Honey. Back ended subsidy is available from DRDA / KVIC / KVIB. Loan will be required to be repaid between 5 to 7 years by quarterly / half yearly installment inclusive of 11 months gestation period.