IDBI is a technology-led & service driven, financial services company managed with intellectual integrity. IDBI Cash Management Services (CMS) has achieved the ISO 9000 certification for its strong product and technology background. Our Cash Management Service offers three products – Collections, Payments & Cashweb – the online product offering.

• Confirmed arrangements
• Outsourced logistics
• Enhanced clearing network
• Pooling / Single Payout Account
• Customised Reporting
• Detailed information capturing

Cash Management is the process of optimizing receivable and payables while ensuring predictability in the cash flows. Efficient Cash Management is about getting funds in time, quick transfers, quick realization of local and outstation cheques, easy disbursements, account reconciliation, controlled processes and customized MIS. Thus Cash Management Services (CMS) eliminates the inherent delays of a funds transfer mechanism, thus enhancing liquidity and ensuring optimum planning and utilization of funds.

IDBI Cash Management Services include the following basic components:

1. Collection or Receivables Management
2. Payment or Payables Management

• Financial Benefits
  Our Collection & Disbursement products enable you to reduce the interest cost on your borrowings by getting access to your funds faster there-by reducing the borrowings. Additionally, it helps you to improve the liquidity position by realizing cheques earlier, there-by improving the Balance Sheet and Financial Ratios.
• Operational Benefits
  Your Banking and Treasury functions can be managed with far less number of people as most of the funds and liquidity management functions get outsourced to us as your Bank and in addition will require lesser manpower for performing various payment related activities.
• Control Benefits
  IDBI CMS products allows you to maintain better control over the various Banking and Treasury related activities, improve speed and ease of reconciliation and reduces the risk of fraud.