| During
FY |
2001-02 |
2002-03 |
2003-04* |
| Sanctions |
10,195 |
6214
|
11242
|
| Disbursements |
11176 |
6572
|
7061
|
| As at
year-end (March) |
2002 |
2003
|
2004*
|
| Equity Capital |
653 |
653
|
653
|
| Reserves |
6001 |
6292 |
5146 |
| Net Worth |
6654 |
6945
|
5799
|
| Total Assets |
66,643 |
63,116 |
63,846
|
| For the
year-ended March |
2002 |
2003 |
2004* |
| Total Income |
7176 |
6371
|
8223 |
| Total Expenses |
6761 |
5915
|
7762 |
| Profit Before
Tax |
415 |
456
|
461
|
| Provision for
Income Tax |
10 |
92
|
67 |
| Profit After
Tax |
424#
|
401$
|
465**
|
| Dividend
on Equity Capital
|
98 |
98 |
98 |
| Dividend onPreference
Capital |
- |
- |
- |
| Financial
Ratios |
|
|
|
| Profit After Tax
to Average Net Worth (%) |
5.4 |
5.9 |
7.3 |
| Profit
After Tax to Average Assets
(%) |
0.6 |
0.6 |
0.7 |
| Debt-Equity
Ratio @ |
8.7 |
7.9 |
9.2 |
| Capital Adequacy Ratio (%) |
|
|
|
| Tier
I |
12.9 |
14.1 |
14.9 |
| Total |
17.9 |
18.7 |
18.2 |
[All
absolute numbers have been rounded
off to the nearest whole number}.
* April 2003-September 2004
# Includes deferred tax credit of
Rs.19 crore.
$ Includes deferred tax credit of
Rs.38 crore
** Includes deferred tax credit
of Rs.70 crore.
@ Including Outstanding Deferred
Payment Guarantees.
[The accounting period of the Bank
for FY 2003-04 was extended by six
months up to Sep. 30, 2004, with
GoI's consent, to avoid the closing
and balancing of Bank's Books of
Accounts twice over, once on March
31, 2004 and again on the 'Appointed
Date' of conversion of IDBI into
a banking company (Oct. 1, 2004].
IDBI
Ltd. is a fundamentally strong organisation.
The Bank continues to maintain a
sound capital base as represented
by the Capital Adequacy Ratio (CAR),
based on the calculation of risk-weighted
assets, as per RBI norms. As against
the RBI stipulation of 9% for Total
CAR, the CAR as at end-September
2004 was 18.2%. |
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