The Visa Electron / Flag and MasterCard Debit Card can be used at the following locations:

Withdraw cash at over 1000 IDBI Bank ATMs across the country through your International Debit cum ATM card. You can also withdraw cash at over 36,000 VISA/ Plus ATMs in India & over a million VISA/PLUS ATMs worldwide through your VISA card and 18,000 MasterCard ATMs in India & over a million MasterCard ATMs worldwide through your MasterCard. The VISA card can also be used to make purchases at over 4.70-lac merchant establishment in India and 14 million merchant establishments worldwide. The MasterCard Debit Card can be used at 2.5-lac merchant establishment in India and 26 million merchant establishments worldwide.

Our International Debit-cum-ATM Card can be used only at merchant locations that have an electronic data capture machine or an electronic point of sale machine.

The International Debit-cum-ATM Card can be used both in India and abroad to make purchases at merchant locations and withdraw local currency at ATMs. The customer is debited in Indian rupees. All transactions are reflected in the account statement in Indian rupees.

In the event of loss, the customer is covered against any misuse provided he reports the loss to the Bank. Hot listing is done immediately. Claims are processed on the basis of the FIR lodged by the customer at the local police station. In case the customer is abroad, the customer can either call our Phone Banking centers in India or call up the Visa Global Assist centers (numbers available in the local directory).

These are reset at 12 mid night IST every day. The limit is valid across transactions done at IDBI Bank ATMs, MasterCard ATMs, Visa/PLUS ATM network, Visa Electron/ Visa Flag EDC and MasterCard EDC network in India and abroad.

Daily limits for use of the card are as follows:

• ATM Rs 25,000
• POS Rs 25,000