| Up to Rs 4 lacs |
No security |
| Above Rs 4 lacs and up to Rs. 7.5 lacs |
Collateral in the form of a third party guarantee |
| Above Rs 7.5 lacs |
Collateral security in the form of Land/ building, (The minimum value shall be 1.33 times the amount of loan sought).
Govt. securities/ Public Sector Bonds/ Units of UTI, NSC, KVP, LIC policy, gold, shares/ debentures, bank deposit in the name of parent/ guardian or in the name of the co-applicant (The minimum value shall be 1.1 times of the amount of loan sought). |
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