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Home Loan Interest Rates

BENCHMARK PRIME LENDING RATE (BPLR)

12.75%

Special offer on home loan        Limited Period Offer

Loan Tenure

 Amount

ROI(%) p.a

Up to 31st March 2012

All loan amounts

8.25% (Fixed)

Thereafter for
rest of the tenor

Up to Rs 30 lacs

(BPLR-4.00)

8.75 %*

From Rs 30-Rs 50 lacs

(BPLR-3.75)

9.00 %*

Above Rs 50 Lacs

(BPLR-3.50)

9.25 %*

* Indicates present applicable rates
Offer Applicable till 31st March 2010  

Home Loans  (Floating)

Loan Tenure

 

ROI(%) p.a

Up to 25 years

Up to Rs 30 lacs

(BPLR-4.00)

8.75 %

From Rs 30-Rs 50 lacs

(BPLR-3.75)

9.00 %

Above Rs 50 Lacs

(BPLR-3.50)

9.25 %


Home Loans (Fixed )    

Options

ROI(%) p.a

Fixed for 3 years

10.75 %

Fixed for 5 years

11.00 %


Mortgage Loan (Floating)    

Options

ROI(%) p.a

Loan Against Property (Residential / Commercial) (LAP)

Up to Rs 5 Crs

(BPLR)

12.75 %

Above Rs 5 Crs

(BPLR+0.50)

13.25 %

Loan Against Property Overdraft (LAP / OD)

Up to Rs 5 Crs

(BPLR+0.25)

13.00 %

Above Rs 5 Crs

(BPLR+0.75)

13.50 %

Loan Against Rent Receivables (LARR)

Up to Rs 5 Crs

(BPLR)

12.75 %

Above Rs 5 Crs

(BPLR+0.50)

13.25 %


Reverse Mortgage Loan (Floating)

Type

ROI(%) p.a

Fixed (re-phasement after every 5 years )

(Bplr-2.00%)

10.75%


Qualifying Loan Amount (Rs.1.00 lac)

Tenor (years)

10

11

12

13

14

15

16

17

18

19

20

Monthly
Installment (Rs.)

463

395

340

294

256

223

195

172

151

134

118

w.e.f    December 16, 2009.
The above rates are indicative in nature and may vary depending upon category of customer and builder schemes.

 

 
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