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Home /
Home Loans /
Interest Rates
Home Loan Interest Rates
BENCHMARK PRIME LENDING RATE (BPLR)
13.25%
Home Loans
(Floating)
Loan Tenure
ROI
1-25 years
(BPLR-2.75)
10.5 %
Home Loans (Fixed )
Options
ROI
Fixed for 3 years
(BPLR-1.25)
12.00 %
Fixed for 5 years
(BPLR-1.00)
12.25 %
Mortgage Loan (Floating)
Options
ROI
Loan Against Property (Residential/ Commercial) (LAP)
(BPLR)
13.25 %
Loan Against Property Overdraft (LAP/OD)
(BPLR+0.25)
13.50 %
Loan Against Rent Receivables (LARR)
(BPLR)
13.25 %
Reverse Mortgage Loan (Floating)
Type
ROI
Fixed(for 5 years )
(Bplr-1.25%)
12.00%
Qualifying Loan Amount (Rs.1.00 lac)
Tenor (yrs.)
10
11
12
13
14
15
16
17
18
19
20
Monthly Installment (Rs.)
430
364
310
266
229
198
172
150
131
114
100
w.e.f December 27, 2007.
The above rates are indicative in nature and may vary depending upon category of customer and builder schemes.
EMI Calculator
http://www.idbi.com/products/homeloan_emicalculator.asp
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