Home Loans  (Floating)

Loan Tenure

ROI(%) p.a

Up to 25 years

Up to Rs 30 lacs

(BPLR-4.00)

8.75 %

From Rs 30-Rs 50 lacs

(BPLR-3.75)

9.00 %

Above Rs 50 Lacs

(BPLR-3.50)

9.25 %

Home Loans (Fixed )    

Options

ROI(%) p.a

Fixed for 3 years

10.75 %

Fixed for 5 years

11.00 %

Mortgage Loan (Floating)    

Options

ROI(%) p.a

Loan Against Property (Residential / Commercial) (LAP)

Up to Rs 5 Crs

(BPLR)

12.75 %

Above Rs 5 Crs

(BPLR+0.50)

13.25 %

Loan Against Property Overdraft (LAP / OD)

Up to Rs 5 Crs

(BPLR+0.25)

13.00 %

Above Rs 5 Crs

(BPLR+0.75)

13.50 %

Loan Against Rent Receivables (LARR)

Up to Rs 5 Crs

(BPLR)

12.75 %

Above Rs 5 Crs

(BPLR+0.50)

13.25 %

Reverse Mortgage Loan (Floating)

Type

ROI(%) p.a

Fixed (re-phasement after every 5 years )

(Bplr-2.00%)

10.75%

Qualifying Loan Amount (Rs.1.00 lac)

Tenor (years)

10

11

12

13

14

15

16

17

18

19

20

Monthly
Installment (Rs.)

463

395

340

294

256

223

195

172

151

134

118