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Eligibility
The eligibility criteria according to the type of customer is given below: 
Salaried Individuals

Eligibility

Minimum

Maximum

Amount (INR) Rs 50,000 Rs 10,00,000
Repayment Months 12 months 60 months
Age 23 yrs 58 yrs (At end of loan)
Requirement
Current residence : Either owned or 6 months
Current job : 6 months
Bank Statement : 6 months
Phone ownership : Required
Total work experience : 24 months
Net salary : Rs 8,000 per month or 6,500 per month for relationship customers
Doctors / Dentist *
Eligibility Minimum Maximum
Amount (INR) Rs 50,000 Rs 20,00,000
Repayment Months 12 months 60 months
Age 28 yrs 65 yrs (At end of loan)
Requirements
Current residence : Either owned or 12 months
Total medicine practice : 24 months
Bank Statement : 6 months
Phone ownership : Required
Total work experience : 48 months
Minimum required : Rs 90,000 per year
Professionals
Eligibility Minimum Maximum
Amount (INR) Rs 50,000 Rs 15,00,000
Repayment Months 12 months 36 months
Age 25 yrs 65 yrs (At end of loan)
Requirements
Current residence : Either owned or 24 months
Current business : 24 months
Total business experience : 48 months
Bank Statement : 6 months
Phone ownership : Required
Minimum Income : Rs 90,000 per year
Profit making business : Last 2 yrs
Property ownership/ repayment track : Required
Proprietors and Partners
Eligibility Minimum Maximum
Amount (INR) Rs 50,000 Rs 15,00,000
Repayment Months 12 months 36 months
Age 25 yrs 65 yrs (At end of loan)
Requirements
Current residence : Either owned or 24 months
Current business : 24 months
Total business experience : 48 months
Bank Statement : 6 months
Phone ownership : Required
Minimum Income : Rs 1, 00,000 per year
Minimum Turnover :
Service - 5 lacs per year
Manufacturing - 20 lacs per year
Trader – 25 lacs per year
Property ownership : Required
Repayment track : Required
 
Note: * Doctors with only salary income need to apply under salaried category.
 
 
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