The World Currency Card comes to you packed with powerful features that you won't get with a travellers cheque or credit card.

• Wider acceptances: While Travellers Cheques are accepted only at select locations for purchases or encashment, the World Currency Card is accepted virtually everywhere across the world at over 14 million merchant establishments that accept Visa debit and credit cards. Moreover, this card can also be used to withdraw cash in the local currency wherever you are at over 10 lac Visa/PLUS ATMs worldwide.
• Spend only what you need: With Travellers Cheques the entire amount on each cheque needs to be encashed in full each time you shop. While, with the World Currency Card you only spend what you need so you don’t carry any extra cash.
• Convenient to encash: Travellers Cheques have a cumbersome encashment process; you need to look up local bank opening times, holidays, carry additional identification with you. The World Currency Card can be encashed easily at ATMs at any time and provides enhanced security through a four digit ATM PIN to authorise ATM transactions.
• Easy to replace: Travellers Cheques have a cumbersome replacement process if lost. In case, you lose your World Currency Card, all you need to do is call our Phone Banking numbers and a replacement card will be sent to you within 48 hours.
• Easy to obtain refund: In case of Travellers Cheques balance encashment is possible only at Money Changers and at select merchant establishments. With the World Currency Card, balance encashment is very convenient. All you need to do is call up our Phone Banking numebrs and a Demand Draft* for the balance amount would be sent to your mailing address

• The annual fee on most international credit cards is much higher than the nominal fee on the World Currency Card
• In case of credit cards, the rate of exchange depends on the rate applicable the day you transact which may be unfavourable. Whereas, with the World Currency Card, the rate of exchange is fixed the day you purchase the card
• In case of Credit Cards, if your bill is not paid within the due date then you pay much more in terms of interest payments, which are not applicable to the World Currency Card

You can access our Customer Service Centre round the clock, seven days a week. All you need to do is call 0091 22 67719200 and our customer service agents will be glad to assist you.