No	Charges	US  $	EUROS	POUNDS	Canadian $	Austr- alian $	Sing- apore $	UAE- AED	Japan- ese Yen
1	Initial Card fee	3	2.5	2	4	4	5	11	275
2	Reload fee	2	1.5	1	2.5	3	3.5	7	185
3	Replace- ment fee	2 + courier charges	1.5 + courier charges	1 + courier charges	2.5 + courier charges	3 + courier charges	3.5 + courier charges	7 + courier charges	185 + courier charges
4	Foreign Excha- nge rates	As per rate determined by IDBI Bank
5	Transactional charges
	a) Cash withdr- awal	1.5	1.5	1	2.76	3.3	3.86	5.25	140
	b) Balance inquiry	0.55	0.44	0.33	0.66	0.77	0.88	1.93	50
6	Cross Currency Conv- ersion	As per rate determined by Visa / IDBI Bank.