No.	Charges	US $	EUROS	POUNDS	Canadian $	Australian $	Singapore $
1.	Initial Card fee	3	2.5	2	4	4	5
2.	Reload fee	2	1.5	1	2.5	3	3.5
3.	Replacement fee	2 + courier charges	1.5 + courier charges	1 + courier charges	2.5 + courier charges	3 + courier charges	3.5 + courier charges
4.	Foreign Exchange rates	As per rate determined by IDBI Bank.
5.	Transactional charges
	a) Cash withdrawal	1.5	1.5	1	2.76	3.3	3.86
	b) Balance inquiry	0.55	0.44	0.33	0.66	0.77	0.88
6	Cross Currency Conversion	As per rate determined by Visa /IDBI Bank.